Patience and Confidence In Hard Times


I pray all is well. I seem to struggle with these two daily especially in the times we find ourselves in. I struggle with the hypocrisy of others and it is very frustrating for me especially when I encounter unreasonable individuals. Is this reflection of behavior by choice or is it becoming the new normal. It seems professionalism is on the decline, and this overloads my patience and confidence in the entire system.

My Plans are to enroll at Bushnell University here in Eugene, OR. I want to study theology and minor in Greek, and I’m not sure what my plans are after Bushnell. When I enrolled I needed to provide transcripts of previous colleges and universities I had attended in the past. Two years ago I received a Associates Degree from Lane Community College (LCC), and they had no issues receiving a transcript from Wharton County Junior College (WCJC). I attended this small college 14 years ago, I went to their Fire Academy Program. I never completed the program because I decided to serve my country again.

Yesterday after a week of talking to unreasonable people about that old debt, I finally got a chance to speak with the Dean of Financial and Business Services. Let’s just say attitude will always reflect leadership. The Dean of Financial and Business Service of (WCJC) hung up on me like a spoiled child. It’s clear the examples leaders set will have impacts on how business is conducted. If the Dean can act like an unreasonable person then it’s no shock his employees will conduct themselves in the same manner.

My questions were this how come this debt wasn’t pursued by the university? How come it has been charged off for years now, and the VA even paid $3000? How come WCJC released the transcript two years ago to (LCC) but now you can’t due to a 14 year old debt? How come this never showed up my credit report like other debts? If the debt is so important then how come it wasn’t two years ago? The man’s response was this if I canceled everyone’s debt this college would be out millions. My response was you didn’t hear a single word I said, but I heard you loud in clear. My response was if the college would be out millions then how come you don’t pursue these debts. I was fixing to ask if we could work something out when he hung up on me like a spoiled child.

The entire day I took this into deep thought trying to sympathize for this man. People like him. I'm sure they deal with all kinds of crazies including parents who say whatever makes them feel superior at the time. I couldn’t help to think that maybe the issue is much deeper than just dealing with people all day. I think it’s the times we live in that people will ignore everything, even the facts. People seem to be unwilling to fix problems instead I feel many want them to continue. People lack compassion and understanding instead they hold a world view that obviously makes no sense at times.

Heather and I over the years have done a great job with our credit scores. We have also done very good at paying off debts a little at a time, in fact we paid off a bunch when we moved to Oregon. See, I have become a hawk when it comes to our financial stability and so has Heather. I believe debts are people’s responsibility, at the same time I have another view about debt that might shock many of you. This view became even more self evident after the rudeness I experienced the last few weeks. See at times I would tell myself debt is truly slavery and is used for extortion depending on the ones collecting the debts. I see debt like I do property taxes the biggest scam ever. Property tax like debt never goes away, and is also used to control us. With both debt and property taxes ownership is actually an oxymoron but people ignore these very facts.

The Dean of Financial and Business Services (WCJC) stated if he forgave all the debts the college would lose millions. That’s look at this,and while I agree that not all debts should be forgiven. I will also counter and say if the College cared about the millions wouldn’t they pursue them more frequently. I can’t speak for everyone, but I have paid my fair share of debts without issues. I have noticed if I get a nice person the debt would be resolved either at full amount, or coming to another agreement. So why would these places of higher learning basically hide these debts until a transcript would be needed. If they were worried about losing Millions then how come they keep them hidden. It’s not wrong to challenge a position so one or both can establish understanding and find compromise. So at what point does an old debt become negotiable so both parties can part ways satisfied. His silence through hanging up on me spoke volumes, no wonder why kids lack respect; adults set the examples.

Since I’m a realist it’s clear debts don’t just disappear or go away. Yesterday I was reading the Bible and I turned to Deuteronomy 15:1 At the end of every seven years thou shalt make a release. Here are seven other verse talking about debt forgiveness (Nehemiah 10:31, Ezekiel 18:7, Matthew 18:32, Matthew 6:12, Luke 11:4, Colossians 2:14, & Philemon 1:18) God felt my frustrations yesterday and it led me to reading about forgiveness along with patience and confidence during hard times. It’s clear I tried to make right what I didn’t know existed, but I was hit with another test. This time I felt I responded better, and in the end God is in control. It’s clear the only way out was through prayer, I forgave that man for his trespasses against me. I forgave myself for being angry about his trespasses, and my heart felt relieved.

My message was that I answer only to God, not debt collectors. I tried to make a right but only through my own explanation. It was self evident my ideas and concerns were ignored and brushed off as excuses. I endured name calling and accusations that held no premise to getting the problem resolved. In prayer I go,if my way is to study theology then he will find that way. I don’t know if that way is eventually working out that debt with WCJC or it’s giving me another way without that headache.


Romans 12:12- rejoicing in hope, patient in tribulation, continuing instant in prayer; (KJV)

1 Corinthians 10:13- There hath no temptation taken hold of you but such as is common to man. But God is faithful; He will not suffer you to be tempted beyond that which ye are able to bear, but with the temptation will also make a way to escape, that ye may be able to bear it. (KJV)


Proverbs 3:25-26- Be not afraid of sudden fear, neither of the desolation of the wicked when it cometh; for the Lord shall be thy confidence, and shall keep thy foot from being snared. (KJV)

Philippians 4:13- I can do all things through Christ who strengtheneth me. (KJV)

God Bless,

Jared W. Campbell

US Army Retired

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